Last Updated: June 29, 2025
Please read these Terms and Conditions (“Terms”, “Terms and Conditions”) carefully before using this finance website (the “Site”, “we”, “us”, or “our”). By accessing or using the Site, you agree to be bound by these Terms and our [Privacy Policy].
1. Eligibility
By using this Site, you confirm that you are at least 18 years of age (or the age of majority in your jurisdiction) and are legally competent to enter into binding contracts. If you are accessing this site from outside your home jurisdiction, you are responsible for ensuring local compliance.
2. No Financial or Investment Advice
All content, tools, calculators, articles, and resources on this Site are for informational and educational purposes only. Nothing on this website constitutes:
- Financial advice
- Investment recommendations
- Tax or legal consultation
Before making any financial decisions, always consult with a licensed financial advisor or legal expert.
3. Regulatory Disclosures
This Site may provide information on financial products or services but does not act as a broker-dealer, financial advisor, or investment firm, unless explicitly stated and properly licensed under relevant regulatory bodies such as:
- SEC/FINRA (USA)
- FCA (UK)
- SEBI/RBI (India)
- ASIC (Australia)
- MiFID II (EU)
We do not market, offer, or sell regulated financial products in jurisdictions where doing so is unlawful or requires a license.
4. User Responsibilities
You agree:
- Not to misuse or abuse the Site’s content or features.
- Not to use the Site for illegal, fraudulent, or unauthorized purposes.
- To provide accurate and lawful information when using any interactive services (contact forms, subscriptions, etc.).
5. Intellectual Property
All content on this Site—including text, graphics, logos, tools, design, and software—is the intellectual property of [Your Company Name] or licensed to us. You may not copy, distribute, modify, or use it for commercial purposes without prior written consent.
6. Data Privacy & Security
Your privacy is important to us. All data is handled according to:
- GDPR (EU)
- CCPA/CPRA (California)
- DPDP Act (India)
- Other applicable global privacy laws
Please refer to our [Privacy Policy] for full details.
7. Third-Party Links
Our Site may include links to third-party websites. We are not responsible for the content, accuracy, or privacy practices of these external sites and do not endorse them.
8. Limitation of Liability
To the fullest extent permitted by law, we are not liable for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with your use or inability to use this Site.
9. Indemnification
You agree to indemnify and hold us harmless from any claims, damages, losses, or legal fees arising from:
- Your violation of these Terms,
- Your misuse of the Site,
- Or your infringement of third-party rights.
10. Modifications to Terms
We may update these Terms at any time. Changes will be effective immediately upon posting. Your continued use of the Site after such updates constitutes your agreement to the new Terms.
11. Governing Law & Dispute Resolution
These Terms are governed by the laws of [Insert Country or State]. Disputes arising from these Terms shall be resolved through binding arbitration or courts in the relevant jurisdiction, unless otherwise required by local law.
12. Contact Us
If you have any questions or concerns about these Terms, please contact us at:
📧 [ahmedrayaz732@gmail.coml]
📍 [R/O dalwah Teh Gool Distt Ramban UT Jammu & Kashmir 182144]